Building a future in a shifting market.

In a market where businesses operate with a 30-year outlook change is rarely spectacular or sudden. Yet there’s no doubt that important shifts are underway in insurance.

As insurers observe the disruptive trends reshaping many industries, they are right to ask whether they will see the same in their own sector. The answer is almost certainly ‘yes’, although the pace of change will be slower than elsewhere.

In this environment, insurers must be alert to the challenges that lie ahead. New opportunities beckon in emerging economies, where GDP per head and spend on insurance is rising. Big data holds promise too, giving insurers a new tool for assessing risk and improving profitability.